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New Zealand’s Lowest-Rate
Refinance

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Best Refinance Rate For Your Asset

Our expert financial advisors are able to secure the best Re-finance rate for your asset in the market.

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Electric Loans
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Save today by refinancing your asset

Electric Loans are the fast-moving, forward-thinking experts in re-financing. Our team specialise in helping New Zealanders secure the right loan at the lowest possible interest rate.

 Electric Loans have the experience and access to a vast number of re-financing options to find the right solution for you. We’ll take the time to understand your personal situation and get you fast approval on your refinance. 

We compare hundreds of re-financing options to save you time and money and offer re-finance for your asset.

What can you save?

We are the best rate finance broker in New Zealand, and we’re here to help. Contact us and find out how we can achieve electric results in electric time.

Our quotes are fast, accurate and won’t affect your credit file. We achieve the lowest rates in record time.

Get an estimate:

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Decide if refinancing is the right option for you

Refinancing requirements
Refinancing requirements

Each lender has specific refinancing requirements, so be sure to ask about the details. For example, if you have $8000 or more remaining on your car loan and the car is less than 10 years old with fewer than 125,000 kms on it, you may be eligible to refinance with our panels of lenders.

Your credit score

Has your credit score changed since your original car loan? If it’s improved, your better score may help you qualify for a lower interest rate.

Your income
Your income

Refinancing your loan so you have a lower monthly payment can make sense if your income has dipped. The lower payment can help ease the strain on your monthly budget — and if you don’t have one, think about creating a budget so you can better control all your finances.

Time remaining on your loan
Time remaining on your loan

Refinancing and extending your loan term can lower your payments and keep more money in your pocket each month — but you may pay more in interest in the long run. On the other hand, refinancing to a lower interest rate at the same or shorter term as you have now will help you pay less overall.

Additional Information

*The comparison rate shown is for a secure loan amount of $30,000 over a term of 5 years based on monthly repayments.

Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Approval is subject to customer profile and lender guidelines.

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We can help getting you approved

For the best rate finance broker in New Zealand, contact Electric Loans – the forward-thinking finance experts.

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